Welcome to Our Online Loan Referral Service


Los Osos, CA 93402, USA
www.usbank.com

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about US Bank Mortgage?

Here you grapple with the feedback of our clients.

I trusted US Bank Mortgage when it was necessary to get a small loan. I submitted an application quickly. No problems.

Mr. Jairo Rempel PhD

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at favorable rate, so far it has been paid back on time, it can be either extended or paid off ahead of schedule.

Abdul Crooks

Thanks to the employees for the reputable service. They assisted in difficult times. For application you only need an ID.

Dr. Davin Haag

Not the first time I use US Bank Mortgage. The service is fair. They immediately inform how much you should pay back. No cheating. You can always renew the loan. It assists a lot when money is urgently needed.

Dr. Abagail Lebsack

Pay Attention

Above-defined info provides the details about a certain lender. Below-specified info is oriented on general information about payday loans.

Payday Loans in Los Osos, California

According to the definiftion, a payday loan is a loan issued for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in Los Osos, California is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more payday loans you pay back off, the more favorable rates a client will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will US Bank Mortgage help take out a payday loan in Los Osos, California?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to consider the application. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is reviewed by financial institutions. Payday lenders in Los Osos, ca consider this circumstance not an obstacle to take out a loan. The client of a cash advance should be prepared to objectively assess financial abilities, issue a loan, pay back the debt on time and not only cope with current problems, but enhance the credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its definite cost. This calculator will show the APR of the loan.

APR Calculator

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ATM (Union Bank)

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