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3.4 13 reviews

Lake Merritt Plaza, 1999 Harrison St Suite 100, Oakland, CA 94612, USA
+1 (510) 251-6100
www.mechanicsbank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

What people think about Mechanics Bank - Oakland Branch?

Below you find some of the opinions of our clients.

Fortunately they do it well and only charge a flat $3 rate.

Dr. Cleo Fritsch

If you value your friends and family DO NOT MAKE BUSINESS WITH THESE PEOPLE!

Gabriel Terry

Yet another bad customer service interaction at this branch.

Moises Langworth

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Oakland, Rhode Island

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Cash advance loans may seem like an easy and fast solution to a short-term problem in Oakland, Rhode Island. Loans from payday lenders can get you funds within a few hours. Your APR will depend on a few things.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to consumers with a bad credit rating. Payday loan approvals depend very much on other factors. They will check your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the definite cost of your payday loan. It only takes 30 seconds to become informative even before applying.

APR Calculator

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www.exchangebank.com

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