Welcome to Our Online Loan Referral Service

4 reviews

620 Santa Cruz Ave, Menlo Park, CA 94025, USA
+1 (650) 325-4445
blw.unionbank.com
Thursday
10AM–5PM
Friday
10AM–5PM
Saturday
Closed
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM

Domain Info

Created Date

1995-05-23

Mailing Address

1980 Saturn Street, Monterey Park, CA, 91755, United States

Company Name

MUFG Union Bank

MUFG Union Bank N.A.

Contact Data

[email protected]

+1.3237202000

What people think about Union Bank?

Below you get acquainted with some of the opinions of our clients.

Union Bank seems fair. They rescued me twice. The first payday loan approved was small – $300, but next time the limit was increased to $700. Repaid the loan on schedule. The employees were amazing, they gave immediate answers to all my questions. No delays. But their interest rates are not the lowest on the net.

Letitia Koelpin II

Good website with reasonable rates. They deposited the next morning, as I expected. I will use Union Bank again if I need financial assistance.

Krystal Moen

I needed $1000 to buy a bag of my dream. The only solution was to apply for a cash advance. Found a lot of lenders on the Internet. Union Bank seemed the most transparent company in Menlo Park.

Timothy Veum Jr.

I am a loyal customer of Union Bank. It is very simple to apply via the net. The APR was reasonable. Their managers always help quickly.

Dr. Telly Ondricka

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Menlo Park, California

A payday loan is a short-term loan that can help you deal with unexpected cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Menlo Park, California is are easy to get. The interest rate is individual for each applicant and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a poor credit rating. Payday loan approvals depend very much on other factors. Lenders will check your wages and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get approved for a loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your payday loan.

APR Calculator

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