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Created Date
1995-09-16
Mailing Address
Company Name
Contact Data
Feedback about Westamerica Bank?
Here you get acquainted with the reviews of our customers.
Thanks to the specialists for the reputable service. They assisted in difficult times. For application you only need an ID.
Joannie Fay IV
It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.
Leone Oberbrunner I
I have a problem with paying a loan at another banking institution. It is inconvenient to borrow from relativies. Therefore, I decided to address Westamerica Bank. They really helped.
Joseph Trantow IV
I submit an application quite often. I am pleased with the terms. There is online day and night service.
Dr. Isaac Romaguera II
It so happened that it had to go to another city, but the salary had not yet arrived. A friend recommended me to contact Westamerica Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.
Jettie Kessler
I issued a cash advance when I had problems with money. There was no other way out. I searched this site on the Internet, among others. Has applied several services. One refused, the other issued at too high a percentage, but here it was approved as I wanted.
Lina Heathcote Sr.
Pay Attention
Above there are details about a definite lender. Below every reader may get acquainted with the essence of payday loans.
Payday Loans in Merced, California
The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.
It is simple and fast to issue loans in Merced, California. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most efficinet terms and rates.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Westamerica Bank help issue a loan in Merced, California?
- Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
- Online application. Submit an online form with personal data. It will take some minutes to review the application. The money are deposited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill in in the application? - General Info
To submit an application, every client should enter the following data:
After filling in an application, submit it and get the decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a adverse factor that is processed by financial institutions. Microfinance organizations in Merced, ca consider this circumstance not a drawback to take out a loan. The recipient of a cash advance should be prepared to objectively estimate financial capabilities, issue a loan, pay back the debt on time and not only resolve current difficulties, but enhance the credit rating.
The following common points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator defines the cost of the payday loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in Merced, California
ACE Cash Express
2700 San Pablo Ave, Oakland, CA 94612, USA
+1 (510) 891-9466
www.acecashexpress.com
ATM - Umpqua Bank
2779 E Bidwell St Suite 400, Folsom, CA 95630, USA
+1 (916) 983-4144
locations.umpquabank.com
F&A Federal Credit Union
2625 Corporate Pl, Monterey Park, CA 91754, USA
+1 (323) 268-1226
www.fafcu.org
ACE Cash Express
1571 W Whittier Blvd, La Habra, CA 90631, USA
+1 (562) 690-3619
www.acecashexpress.com
Kinecta Federal Credit Union - Westchester
8601 Lincoln Blvd Suite 130, Westchester, CA 90045, USA
+1 (800) 854-9846
www.kinecta.org
Get Auto Title Loans Lake Elsinore CA
45045 Bronze Star Rd, Lake Elsinore, CA 92532, USA
+1 (951) 816-6285
getautotitleloans.com
