Welcome to Our Online Loan Referral Service

4 reviews

3910 State St, Santa Barbara, CA 93105, USA
+1 (805) 705-2713
www.sbbt.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1994-09-28

Mailing Address

1980 Saturn Street, Monterey Park, CA, 91755, United States

Company Name

Union Bank

Union Bank N.A.

Contact Data

[email protected]

+1.3237202000

Feedback about Raegan Erdman – Santa Barbara Bank & Trust?

Here you read the reviews of our customers.

want to express my deep gratitude to Raegan Erdman – Santa Barbara Bank & Trust for believing my case. I had some problems with a credit rating, but this service helped me out and took out a loan.

Rebecca O'Keefe DDS

Thanks to the specialists for the reputable service. They assisted in difficult times. For application you only need an ID.

Marisa Graham

I suffered one situation. I urgently needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. Raegan Erdman – Santa Barbara Bank & Trust in Santa Barbara seemed to me the most reliable.

Billy Veum

I submit an application quite often. I am satisfied with the terms. There is online day and night service.

Thomas Kling

want to express my deep gratitude to Raegan Erdman – Santa Barbara Bank & Trust for believing my case. I had some issues with a credit rating, but this service helped me out and issued a loan.

Jillian Gutkowski

Pay Attention

Above-shown info offers the details about a definite lending company. Below-shown info is devoted to shared information about payday loans.

Payday Loans in Santa Barbara, California

A short-term loan is known as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

It is simple and fast to issue loans in Santa Barbara, California. The rates are set on an individual basis: if a borrower repays as much loans as possible, she will be provided one of the most efficinet terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Raegan Erdman – Santa Barbara Bank & Trust help take out a payday loan in Santa Barbara, California?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed money will be transfered to card. You won't be asked to attend any store.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be considered in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor reviewed by financial institutions is known as bad credit history. But this drawback is not implied as the only one by payday lenders to take out a loan. The lending company process many aspects such as financial capabilities to approve the request. Cash advance in Santa Barbara, California may help level up your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should define its exact cost. This calculator will show the APR of the loan.

APR Calculator

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