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What people think about MERCO Credit Union?
Below you see some of the reviews of our clients.
And the people that work there are great.
Prof. Zelda Wiegand II
Great customer service.
Maximillian Cruickshank II
Important
Below you can see general information about payday loans and their common characteristics.
Payday Loans in Merced, California
Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.
It is effortless and fast to get approved for payday loans in Merced, California. The interest rate will be set individually for each applicant and will depend on the personal information the applicant entered.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to clients with a bad credit rating. Payday loan approvals depend very much on other factors. Payday companies will check your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and as agreed in the contract.
To get approved for a loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.
APR Calculator
Other Payday Lenders in Merced, California
Check Into Cash
2537B El Camino Real, Redwood City, CA 94061, USA
+1 (650) 261-1753
local.checkintocash.com
Gold N Loans
8875 Foothill Blvd, Rancho Cucamonga, CA 91730, USA
+1 (909) 941-2233
www.goldnloans.com
Mechanics Bank - Oak View Branch
410 N Ventura Ave, Oak View, CA 93022, USA
+1 (805) 649-4047
www.mechanicsbank.com
Bank of America Financial Center
500 Bear Mountain Blvd, Arvin, CA 93203, USA
+1 (661) 854-6100
locators.bankofamerica.com
Schaefer Financial Services
14250 Ventura Blvd #2, Sherman Oaks, CA 91423, USA
+1 (818) 986-2274
sfsfunds.com
Home Financing Inc.
23117 Plaza Pointe Dr #150, Laguna Hills, CA 92653, USA
+1 (888) 335-1434
hfiloans.com
Bank of America (with Drive-thru ATM)
4802 Main St, Yorba Linda, CA 92886, USA
+1 (714) 524-4722
locators.bankofamerica.com
