What people think about Merced Title Loans?
Below you read some of the testimonials of our clients.
I applied for the first loan in my life, was approved the same day despite the fact that I had other loans. I repaid it early. Love this company for their affordable rates. Other lenders in my area charge sky high interest!
Avis Schmeler
It needed to rebuild my credit because I had no chances of getting approved for a agriculture loan. So I applied for a payday loan via Merced Title Loans. Took out 3 small loans, one after another, and repaid them in timely manner. My credit score improved! It worked! Very satisfied.
Mrs. Clarabelle O'Connell
Merced Title Loans seems legit. Applied twice. The first payday loan approved was small – $400, but next time the limit was increased to $600. Repaid the loan even earlier. The employees were friendly, they gave speedy answers to all my questions. No delays. But their interest rates are not the lowest on the net.
Filomena Anderson
They approve applicants instantly and transfer funds the same day. But beware – they charge high penalties for missed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!
Julia Krajcik
I needed $500 to buy a birthday gift. The only solution was to apply for a cash advance. Found a lot of companies on the Internet. Merced Title Loans seemed the most honest lender in Merced.
Nella Block III
Recently I needed $700 to cover utility bills. I decided to contact Merced Title Loans. They only approved me for $500 but the process itself was transparent, and their rates were attractive.
Madge Jones
The process was effortless, fast. No guarantors needed. Thank you so much. Love their 24/7 customer support. No complaints. Would use again.
Jacynthe Schulist Sr.
Important
Below you can see general information about payday loans and their common characteristics.
Payday Loans in Merced, California
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Online payday loans can be the right solution to your sudden financial problems in Merced , California because they are easily obtained and easily repaid. Your interest rate will depend on your state law or on the payday lender's policy.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit history can typically be an obstacle to getting a bank loan. A payday loan can help individuals who have low credit scores or have no credit score. But we recommend you that as with any loan you should only dare applying for a cash advance if you are convinced that you can afford payments on scheduled.
To get approved for a loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Learn the annual percentage rate right now. Use this online calculator to specify the exact cost of your loan. It only takes 30 seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Merced, California
Chevron Federal Credit Union - Bakersfield Branch
5060 California Ave STE 190, Bakersfield, CA 93309, USA
+1 (661) 695-4260
www.chevronfcu.org
Check Into Cash
1122 N Lemoore Ave, Lemoore, CA 93245, USA
+1 (559) 924-4314
local.checkintocash.com
OneMain Financial
12669 Glenoaks Blvd, Sylmar, CA 91342, USA
+1 (818) 364-8399
www.onemainfinancial.com
Montana Capital Car Title Loans
8421 Rosemead Blvd, Pico Rivera, CA 90660, USA
+1 (562) 206-1512
montanacapital.com
Bank of America ATM
734 Main St, Cambria, CA 93428, USA
+1 (844) 401-8500
locators.bankofamerica.com
