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4 5 reviews

21058 Calistoga Rd, Middletown, CA 95461, USA
+1 (707) 987-8650
www.westamerica.com
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

What people think about Westamerica Bank?

Below you read some of the opinions of our clients.

Interest too high. People usually borrow money because they’re having a desperate time. These loans put you further into debt. Maybe they should lower their rates a little…

Mckayla Stroman Jr.

I tried to borrow cash from Westamerica Bank. They declined me. Why then advertise they approve everyone even those with bad credit?? Unrecommended. Some time later, got many calls with an offer to take out a cash advance loan. I do not recommend this lender.

Odessa Heathcote

Interest too high. People usually borrow money because they’re having a difficult time. These loans put you further into debt. Maybe they should lower their APR a little…

Kyler Barton

I took loans from Westamerica Bank 3 times. Previously it was ok. Last time they said I was eligible. Said the funds would be in my account within 9 hours. It’s been three days – no money. They do not answer phone calls. Why???

Monserrate Zemlak

Important

The previous three items describe a precise lending service. But below you can read common information about payday loans.

Payday Loans in Middletown, New York

A payday loan is a short-term loan that can help you cover unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Online cash advance loans can be the best solution to your temporary financial troubles in Middletown , New York because they are easily obtained and easily paid off. Your APR will depend on your state regulations or on the company's policy.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are created for people with a credit report that's less than perfect, or who have little to no credit history. Bad credit history may stop you from getting accepted for a bank loan. Payday lenders in Middletown, ny work with individuals with poor credit. You can request a bad credit payday loan online around the clock and if successful could have the money in your account within the hour.

To get accepted for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

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