Welcome to Our Online Loan Referral Service

4 9 reviews

573 E Calaveras Blvd, Milpitas, CA 95035, USA
+1 (888) 255-3637
kpcu.com
Thursday
10AM–4PM
Friday
10AM–5PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–4PM
Tuesday
10AM–4PM
Wednesday
10AM–4PM

Domain Info

Created Date

2001-08-06

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about KeyPoint Credit Union?

Here you see the reviews of our clients.

Not the first time I use KeyPoint Credit Union. The service is fair. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It helps out a lot when funds is urgently needed.

Prof. Holly Considine

Thanks to the team of KeyPoint Credit Union. Quick solution of the arisen issues, quick decision on the cash advance. I definitely recommend this company.

Marilou Welch

A good payday lender. It quickly processed the application and credited the funds to my card.

Mabel Lakin

Minimum application form, only an ID was required. Very quick reviewing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been paid back on schedule, it can be either extended or paid off ahead of schedule.

Eleazar Eichmann

Pay Attention

The first three points show the certain lender. In other turn, below-specified info makes users get acquainted shared information about payday loans.

Payday Loans in Milpitas, California

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

This financial product in Milpitas, California is issued simply and quickly. The interest rate is defined depending on the category of the customer: the more loans are successfully paid off, the more favorable terms will be guaranteed to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will KeyPoint Credit Union help issue a payday loan in Milpitas, California?

  • Round the clock service. Every customer may contact the service round the clock. The borrowed money will be transfered to account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be considered within minutes. The money are deposited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be a hindrance to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Milpitas, California. They rate many other factors before issuing a payday loan. One of them is solvency. This is a way to improve your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as APR.

APR Calculator

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