Welcome to Our Online Loan Referral Service

4.1 10 reviews

1120 11th St, Modesto, CA 95354, USA
+1 (209) 491-5050
locations.usbank.com
Friday
9:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM
Thursday
9:30AM–4PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you see the feedback of our customers.

Excellent customer service

Dr. Grady Wyman II

Rude people, no concern for any customers

April Lind I

Friendly people who care.

Lera Schuster

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes users grapple with common information about payday loans.

Payday Loans in Modesto, Illinois

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for cutomers.

Payday loans in Modesto, Illinois are issued problem-free. The interest rate is conditional on the client's personal information: if you pay off more payday loans, the more reasobanle terms and rates lenders offer.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will U.S. Bank Branch help take out a payday loan in Modesto, Illinois?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The payday loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% deny the request when lenders in Modesto, il will estimate other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Modesto, California

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+1 (209) 962-7853

www.premiervalleybank.com

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Bank of America ATM

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+1 (844) 401-8500

locators.bankofamerica.com

U.S. Bank Branch

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Hanmi Bank ATM

4637 Convoy St, San Diego, CA 92111, USA

+1 (855) 773-8778

www.hanmi.com

Bank of America ATM

900 High St, Auburn, CA 95603, USA

+1 (844) 401-8500

locators.bankofamerica.com

Westamerica Bank

202 W Napa St, Sonoma, CA 95476, USA

+1 (707) 935-3200

www.westamerica.com

U.S. Bank Branch

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+1 (707) 938-5666

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Thousand Oaks, CA 91359, USA

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