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Created Date
2000-07-28
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Company Name
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Feedback about BAC Community Bank?
Here you read the reviews of our clients.
Good service with a reasonable rate. Money transferred immediately, I always use BAC Community Bank.
Prof. Tom Cartwright
Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at favorable rate, so far it has been paid off on time, it can be either extended or repaid ahead of schedule.
Ms. Erika Hagenes
It so happened that it had to go to another city, but the salary had not yet arrived. A friend recommended me to use BAC Community Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.
Martine Lebsack
BAC Community Bank applied for a payday loan secured by a car for the first time, I liked everything very much. Fast and friendly service, clear terms of the agreement. I will recommend you to my family and friends.
Georgianna Kuvalis
I apply very often. I am pleased with the terms. There is online round the clock service.
Jennifer Schulist
I took out a payday loan when I had problems with money. There was no other way out. I found this site on the Internet, among others. Has applied several services. One refused, the other offered too high a percentage, but here it was approved as I wanted.
Sigrid Dickens
I suffered a difficult situation in my life. I emergenctly required extra funds. This company helped out me very much. They approved the required amount. I solved all my problems. I recommend the company to all my acquaintances.
Winona Gulgowski IV
Pay Attention
Above-specified info provides the details about a exact lending company. Below-defined info is devoted to common information about payday loans.
Payday Loans in Modesto, Illinois
Payday loans are a type of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.
It is easy and quick to issue payday loans in Modesto, Illinois. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most reasonable terms and rates.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
How will BAC Community Bank help issue a loan in Modesto, Illinois?
- Round the clock service. Every customer may contact the service round the clock. The borrowed money will be deposited to credit card. You won't be asked to visit any department.
- No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
- Online request. You have to fill in an online application only. It will be considered within minutes. The funds are transferred in 24 business hours.
- Fast and high approval rate. The positive decision counts almost 98%.
- Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a cash advance from online lenders.
What data to fill out in the application? - General Info
To leave an application, every borrower should fill in the following data:
Submit an application to recieve terms and rates for an offer from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
One of the reason of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Modesto, il will assess other aspects like payment abilities and approve a loan. This is a way to enhance your credit score.
The following common points will be assessed before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The annual percentage rate will provide the cost of the loan. It takes seconds to see the result.
APR Calculator
Other Payday Lenders in Modesto, California
Oak Valley Community Bank - Sonora East
14890 Mono Way, Sonora, CA 95370, USA
+1 (209) 532-7100
www.ovcb.com
Central Valley Community Bank
40004 CA-41 Suite 101, Oakhurst, CA 93644, USA
+1 (559) 642-2265
www.cvcb.com
First Republic Bank
1111 S El Camino Real, San Mateo, CA 94402, USA
+1 (650) 571-8388
www.firstrepublic.com
Check Into Cash
5150 Huntington Dr N Children's Reading, Los Angeles, CA 90032, USA
+1 (323) 223-1745
local.checkintocash.com
First Citizens Bank
3711 Douglas Blvd, Roseville, CA 95661, USA
+1 (916) 218-3880
locations.firstcitizens.com
