Welcome to Our Online Loan Referral Service

3.1 47 reviews

1419 J St, Modesto, CA 95354, USA
+1 (209) 549-8500
www.valleyfirstcu.org
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–6PM
Saturday
9AM–1PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Valley First Credit Union?

Here you grapple with the reviews of our customers.

Amazing customer service on our mortgage refinance.

Prof. Jevon Konopelski III

Friendly people but slow service

Mrs. Donna Torp DVM

There is always ample parking with easy in- out access.

Nia Bayer

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes readers grapple with shared information about payday loans.

Payday Loans in Modesto, Illinois

A short-term loan is considered as a payday loan. This is a type of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

Payday loans in Modesto, Illinois are issued hassle-free. The interest rate is dependent on the client's personal data: if you repay more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Valley First Credit Union help issue a loan in Modesto, Illinois?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be credited to bank account. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be reviewed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is processed by financial institutions. Microfinance organizations in Modesto, il review this circumstance not an obstacle to take out a loan. The borrower of a payday loan should be ready to objectively assess financial capabilities, issue a loan, pay off the debt on time and not only cope with current difficulties, but improve the credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to use the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Modesto, California

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+1 (213) 279-0432

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Bank of the West

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+1 (916) 564-3555

www.bankofthewest.com

ACE Cash Express

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+1 (831) 637-7030

www.acecashexpress.com

5 Star Car Title Loans

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Xpress Title Loans

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American AgCredit

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+1 (707) 462-6531

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Simple Loan Inc

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+1 (619) 937-7115

Union Bank

429 Santa Monica Blvd #101, Santa Monica, CA 90401, USA

+1 (310) 451-4898

www.unionbank.com

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