Welcome to Our Online Loan Referral Service

4.8 25 reviews
Loan agency in Ceres, California

1633 E Hatch Rd Ste. 1-E, Modesto, CA 95351, USA
+1 (209) 538-6094
www.advanceamerica.net
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
Closed
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you see some of the reviews of our customers.

I came to advance America looking for help with a payday loan. Dena and Edith both welcomed me as I entered the store and were very friendly. Dena also informed me of the …

Ms. Kaya McClure DVM

The ladies behind the counter helped to explain the process of their payday loans clearly and was able to help me leave with the money i needed in a matter of minutes.

Alysa Stanton

Dena is great and she will do her best to help her customers.

Cody Kirlin

Always excellent service!

Darien Walsh

Rhonda customer service was awesome and I really appreciate her service.

Deon Gerhold

Rhoda and staff make u feel like family !!!!👍👍👍✊✊✊✊🙏🙏🙏 thank u.

Prof. Maybell Schumm DVM

Great ppl , great service Ms.Lisa Comes through in the clutch!!!

Treva Breitenberg

Important

The above-given information provides the details about a definite lender. The information below is about common information about payday loans.

Payday Loans in Modesto, Illinois

A payday loan is a short-term loan that can help you cover immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Modesto, Illinois is are easy to access. The APR is individual for each applicant and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products available to individuals with a poor credit rating. Payday loan approvals depend very much on other aspects. Lenders will look at your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.

To get accepted for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the precise cost of the cash advance loan immediately.

APR Calculator

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