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Feedback about Valley First Credit Union?
Here you get acquainted with the feedback of our customers.
OMG the people that work there are so very nice !
Torrey Hauck
Really bad service!!!
Olga Jones II
Overall a good experience with nice friendly employees.
Kenny Wiegand DDS
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The first three points show the certain lending company. In other turn, below-defined info makes users get acquainted common information about payday loans.
Payday Loans in Modesto, Illinois
Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.
Hassle-free financial products are known as payday loans in Modesto, il. They are taken out at individually-set interest rates. They depend on customer's data. It is also important to pay back as much payday loans as possible.
APR
404%*
Max Loan
$1,000 (or 25% of the gross monthly income)
Min Term
13 days
Max Term
120 days
How will Valley First Credit Union help take out a payday loan in Modesto, Illinois?
- Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online form with personal data. It will take some minutes to process the application. The money are transferred in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill in in the application? - General Info
To submit an application, every client should fill out the following data:
Then a client should submit an application to get an offer from one of lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
A negative factor considered by financial institutions is called as bad credit history. But this drawback is not reviewed as the only one by microfinance organizations to take out a cash advance. The lender review many aspects such as financial abilities to approve the request. Payday loans in Modesto, Illinois may help enhance your credit score.
The following general points will be estimated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is intended to calculating the APR. This is a real cost of the payday loan.
APR Calculator
Other Payday Lenders in Modesto, California
Bank of the West - ATM
900 Veterans Blvd, Redwood City, CA 94063, USA
+1 (800) 488-2265
www.bankofthewest.com
Variety Bad Credit Loans
34392 Alvarado-Niles Rd, Union City, CA 94587, USA
+1 (510) 858-2391
varietybcl.com
ACE Cash Express
1648 W Carson St Suite A, Torrance, CA 90501, USA
+1 (310) 618-9667
www.acecashexpress.com
