Welcome to Our Online Loan Referral Service

3.5 28 reviews

3401 Dale Rd, Modesto, CA 95356, USA
+1 (209) 577-2878
www.valleyfirstcu.org
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Valley First Credit Union?

Here you get acquainted with the feedback of our customers.

OMG the people that work there are so very nice !

Torrey Hauck

Really bad service!!!

Olga Jones II

Overall a good experience with nice friendly employees.

Kenny Wiegand DDS

Pay Attention

The first three points show the certain lending company. In other turn, below-defined info makes users get acquainted common information about payday loans.

Payday Loans in Modesto, Illinois

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Hassle-free financial products are known as payday loans in Modesto, il. They are taken out at individually-set interest rates. They depend on customer's data. It is also important to pay back as much payday loans as possible.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

How will Valley First Credit Union help take out a payday loan in Modesto, Illinois?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to process the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor considered by financial institutions is called as bad credit history. But this drawback is not reviewed as the only one by microfinance organizations to take out a cash advance. The lender review many aspects such as financial abilities to approve the request. Payday loans in Modesto, Illinois may help enhance your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the APR. This is a real cost of the payday loan.

APR Calculator

Other Payday Lenders in Modesto, California

OneMain Financial

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+1 (916) 784-7202

www.onemainfinancial.com

Instant Cash

139 Hobsonway, Blythe, CA 92225, USA

+1 (760) 921-3662

firstchoicepaydayloans.com

Oportun

431 E First St, Santa Ana, CA 92701, USA

+1 (657) 529-7153

oportun.com

Janice Carroll, Finance of America Mortgage LLC

3220 Blume Dr Suite 248, Richmond, CA 94806, USA

+1 (510) 669-2202

www.foamortgage.com

Payday Advance

545 S State College Blvd, Anaheim, CA 92806, USA

Smiley Services Check Cashing

157 Joerschke Dr, Grass Valley, CA 95945, USA

+1 (530) 477-8833

Mechanics Bank - Pismo Beach Branch

801 Price St, Pismo Beach, CA 93449, USA

+1 (805) 773-5255

www.mechanicsbank.com

Ashley K Ortega - CMG Financial Mortgage Loan Officer NMLS# 238561

1033 B Ave Suite 105, Coronado, CA 92118, USA

+1 (619) 554-1905

www.cmgfi.com

Iron Oak Home Loans, Inc.

4000 Executive Pkwy #160, San Ramon, CA 94583, USA

+1 (925) 803-2465

ironoak1.com

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