What people think about Santa Barbara Bank & Trust?
Below you find some of the opinions of our customers.
I always use Santa Barbara Bank & Trust when it need a payday loan. The application process is easy. No issues.
Mabel Cartwright
Was invited to a birthday party but was broke at that time. A friend recommended me to use Santa Barbara Bank & Trust. And I did. This was the right decision! Yes, the interest rate was high but I suppose it’s because I had low credit. In general, The process was very easy.
Garnett Dickens
Was invited to a gender party but was broke at that time. A friend recommended me to use Santa Barbara Bank & Trust. And I did. This was the best decision! Yes, the APR was high but I suppose it’s because I had poor credit. In general, The process was very easy.
Ms. Petra Denesik
I always use Santa Barbara Bank & Trust when it need a loan. The application process is hassle-fee. No issues.
Emelie Sporer
Pay Attention
Now you can review general features of payday loans.
Payday Loans in Monterey, Massachusetts
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans are the easiest loans to get in Monterey, Massachusetts. The entire process is hassle-free. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.
APR
23% small loan cap
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a poor credit rating. Payday loan approvals depend very much on specific aspects. Lenders will look at your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.
To get approved for a payday loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator helps to quickly calculate the APR. It’s easy to find out the precise cost of the cash advance loan even before applying.
APR Calculator
Other Payday Lenders in Monterey, California
Summit Mortgage Bankers,Inc 新美贷款银行
388 E Valley Blvd UNIT 121, Alhambra, CA 91801, USA
+1 (888) 258-8658
www.smb-mortgage.com
Westamerica Bank
111 Santa Rosa Ave, Santa Rosa, CA 95404, USA
+1 (707) 576-3600
www.westamerica.com
First Bank - Lobby by Appointment Only
2027 A S Broadway, Santa Maria, CA 93454, USA
+1 (805) 928-7727
www.first.bank
