Domain Info
Created Date
2000-11-17
Mailing Address
REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States
Company Name
REDACTED FOR PRIVACY
REDACTED FOR PRIVACY
Contact Data
REDACTED FOR PRIVACY
REDACTED FOR PRIVACY
What people think about Mechanics Bank - Morro Bay Branch?
Below you find some of the testimonials of our customers.
Simple application. I only filled in an ID and a bank account. Fast approval. The first time I was accepted for $300 only. Hope the available amount will be more next time. Interest rate is competitive. Repaid the loan earlier than agreed. If you wish, the term can be also extended.
Nellie Armstrong II
Yesterday I needed $900 to cover car repair bills. I decided to apply via Mechanics Bank - Morro Bay Branch. They only approved me for $500 but the process itself was hassle-free, and their rates were attractive.
Linda Adams
Pay Attention
Above there is information about a precise lender. Below you can see common characteristics of payday loans.
Payday Loans in Morro Bay, California
A payday loan is a short-term loan that can help you cover immediate money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Cash advance loans may turn out an easy and speedy solution to a short-term problem in Morro Bay, California. Loans from payday lenders can get you money same day. Your interest rate will depend on a few things.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a bad credit score. Payday loan approvals depend very much on specific factors. They will check your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.
To get approved for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in Morro Bay, California
Bank of America ATM
7127 Hollister Ave #27, Goleta, CA 93117, USA
+1 (844) 401-8500
locators.bankofamerica.com
Alta One Federal Credit Union
111 W Mountain View St, Lone Pine, CA 93545, USA
+1 (760) 876-4702
www.altaone.org
Heritage Bank of Commerce
224 Airport Pkwy, San Jose, CA 95110, USA
+1 (408) 947-6900
www.heritagebankofcommerce.bank
Advance America
34432 Yucaipa Blvd Ste C, Yucaipa, CA 92399, USA
+1 (909) 797-2167
www.advanceamerica.net
