Welcome to Our Online Loan Referral Service

4.5 2 reviews

2007 Redwood Rd # 101, Napa, CA 94558, USA
+1 (707) 257-7777
www.thebankofnapa.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2021-05-15

Mailing Address

5335 Gate Parkway, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.9027492701

What people think about Bank of Napa?

Below you get acquainted with some of the reviews of our customers.

Online application. I only filled in an ID and a bank account. Very quick lending decision. The first time I was accepted for $500 only. Hope the available amount will increase next time. Interest rate is fair. Paid off the loan on schedule. If required, the term can be also extended.

Prof. Lorenz Schultz DDS

I am a loyal customer of Bank of Napa. It is very fast to apply online. The APR was favorable. Their staff always reply in a timely manner.

Carol Berge I

Last week I needed $1000 to cover utility bills. I decided to apply via Bank of Napa. They only approved me for $600 but the process itself was legit, and their rates were favorable.

Yasmin Treutel

Important

The above-given information provides the details about a definite lender. The information below is about general information about payday loans.

Payday Loans in Napa, California

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.

Payday loans may be an easy and fast solution to a short-term problem in Napa, California. Loans from payday lenders can get you cash within a few hours. Your APR will depend on several things.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Payday loans are created for borrowers with a credit report that's less than perfect, or who have poor to no credit history. Bad credit history may stop you from getting accepted for a bank loan. Payday lenders in Napa, ca welcome consumers with poor credit. You can apply for a bad credit payday loan online at any time of the day and if approved could have the money in your account within several hours.

To get approved for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a loan, you can use an online calculator. It will show the definite APR of your payday loan.

APR Calculator

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