What people think about Online Trading & Academy?
Below you find some of the testimonials of our clients.
Was invited to a gender party but was empty at that time. A friend recommended me to contact Online Trading & Academy. And I did. This was the best decision! Yes, the interest rate was high but I believe it’s because I had poor credit. In general, The process was hassle free.
Dr. Emmitt Kihn
Online Trading & Academy seems credible. Used it twice. The first payday loan approved was small – $500, but next time the limit was increased to $800. Closed the loan on time. The staff were caring, they gave detailed answers to all my questions. No delays. But their rates are average.
Dr. Jayden Steuber
I needed $1000 to buy a birthday gift. The only solution was to apply for a cash advance. Found a lot of financial institutions on the Internet. Online Trading & Academy is the most reliable company in Newport Beach.
Darien Kling
It wanted to improve my credit because I had no chances of getting approved for a agriculture loan. So I applied for a payday loan via Online Trading & Academy. Took out 4 small loans, one after another, and repaid them as agreed. My credit history improved! It worked! Very nice lender.
Jermaine Schroeder
Important
The previous three items describe a certain company. But below you can read common information about payday loans.
Payday Loans in Newport Beach, California
A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Cash advance loans may become an easy and fast solution to a short-term problem in Newport Beach, California. Loans from payday lenders can get you funds within a few hours. Your interest rate will depend on several things.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit score you may still be able to take out a payday loan. Such loans are designed to help meet the needs of clients with lower credit scores. There are companies who may be willing to offer you a payday loan even if you have a bad credit rating. You will need a steady income to get approved for a bad credit payday loan.
To get accepted for a cash advance, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Learn the APR right now. Use this online calculator to specify the definite cost of your loan. It only takes a few seconds to become informative even before applying.
APR Calculator
Other Payday Lenders in Newport Beach, California
Main International Check Cashing
2509 W Edinger Ave #101, Santa Ana, CA 92704, USA
+1 (714) 557-9194
www.maininternationalgroup.com
Bank of the West
540 N El Dorado St, Stockton, CA 95202, USA
+1 (209) 946-5203
www.bankofthewest.com
USA Payday Loans / Payday Advance
10825 Westview Pkwy, San Diego, CA 92126, USA
+1 (858) 635-9500
www.usacheckcashingstore.com
U.S. Bank Branch
645 San Antonio Rd, Mountain View, CA 94039, USA
+1 (650) 947-4055
locations.usbank.com
SESLOC Federal Credit Union
3807 Broad St, San Luis Obispo, CA 93401, USA
+1 (805) 543-1816
www.sesloc.org
USA Title Loan Services – Loanmart Ontario
100 S Euclid Ave, Ontario, CA 91762, USA
+1 (909) 563-7046
www.800loanmart.com
Xpress Title Loans
5501-5599, Fishburn Ave, Maywood, CA 90270, USA
+1 (213) 205-3852
xpresstitleloan.com
