Welcome to Our Online Loan Referral Service

5 reviews

4590 MacArthur Blvd #500, Newport Beach, CA 92660, USA
+1 (323) 977-8280
www.effifinance.com
Thursday
7AM–6PM
Friday
7AM–6PM
Saturday
Closed
Sunday
Closed
Monday
7AM–6PM
Tuesday
7AM–6PM
Wednesday
7AM–6PM

Domain Info

Created Date

2014-04-10

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about EFFI Finance, Inc.?

Here you grapple with the reviews of our clients.

Money was urgently needed. I left an online application in EFFI Finance, Inc.. I sent all the necessary photos of documents, talked to the staff by phone. The requested amount was approved. Within an hour, the money was credited to my card.

Miss Donna Ondricka

I apply very often. I am pleased with the terms. There is online round the clock service.

Donato Tromp

want to express my deep gratitude to EFFI Finance, Inc. for believing my case. I had some issues with a credit history, but this service helped me out and issued a loan.

Magnus Parker

EFFI Finance, Inc. applied for a cash advance secured by a car for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Kassandra Streich

Money was urgently needed. I submitted an online application in EFFI Finance, Inc.. I sent all the necessary photos of documents, talked to the staff by phone. The requested loan was approved. Within an hour, the money was transferred to my card.

Axel Morar

EFFI Finance, Inc. is quite fair, I will explain: the first cash advance, the limit is increased gradually. It is subject to repayment on due date. The operators in those customer care are adequate, they gave clear answers to my questions. There were no delays. And the rate is like everywhere else.

Eldon Spinka

Pay Attention

The first three points specify the certain lending company. In other turn, below-shown info makes users grapple with common information about payday loans.

Payday Loans in Newport Beach, California

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts are from $100-$1,000.

Problem-free financial products are considered as payday loans in Newport Beach, ca. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also significant to pay off as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will EFFI Finance, Inc. help issue a payday loan in Newport Beach, California?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to process the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Lenders in Newport Beach, ca consider this circumstance not an obstacle to issue a loan. The borrower of a payday loan should be ready to objectively estimate financial abilities, issue a loan, pay off the debt on time and not only solve current difficulties, but improve the credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will provide the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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