Welcome to Our Online Loan Referral Service

2.7 3 reviews

1420 Rocky Ridge Dr Ste. 190, Roseville, CA 95661, USA
+1 (916) 788-7409
www.exchangebank.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
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Domain Info

Created Date

1995-10-10

Mailing Address

Company Name

Contact Data

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Further there will be presented the details about not a certain lending company. The information below will explain common information about payday loans and its specific features.

Payday Loans in Roseville, Ohio

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Roseville, Ohio is issued simply and quickly. The interest rate is set respecting the category of the client: the more loans are successfully paid back, the more attractive terms will be ensured to you.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Exchange Bank help issue a payday loan in Roseville, Ohio?

  • 24/7 service. Such online services allow you to get funds at any time. Funds are issued day and night. The loan will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor processed by financial institutions is called as bad credit history. But this obstacle is not taken as the only one by payday lenders to take out a loan. The lending company process many aspects such as financial solvency to approve the application. Cash advance in Roseville, Ohio may help enhance your credit history.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will show the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

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OneMain Financial

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ATM - Umpqua Bank

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locations.umpquabank.com

TFC Title Loans - Fontana

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VyStar Credit Union ATM

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+1 (904) 777-6000

vystarcu.org

Check Into Cash

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+1 (858) 569-1297

local.checkintocash.com

First Republic Bank

275 Los Gatos-Saratoga Rd, Los Gatos, CA 95030, USA

+1 (408) 395-2235

www.firstrepublic.com

First Republic Bank

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+1 (858) 454-8883

www.firstrepublic.com

Lompoc Community Bank

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+1 (805) 737-4064

www.yourcbsm.com

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