Action Lending Payday Loans Review - Newport Beach, California

Loan agency in Newport Beach, California

Organization owner?

4500 Campus Dr, Newport Beach, CA 92660, USA

What people think about Action Lending?

Below you see some of the testimonials of our clients.

Good lender with reasonable rates. They transferred the next morning, as promised. I will use Action Lending again if I need financial assistance.

Dr. Margarette Brakus Sr.

I was embarrassed to borrow from my friends so I decided to apply for a cash advance via Action Lending. Found them online and the user reviews were good I have already applied twice and every time I was approved within an hour. Very happy.

Dr. Ceasar Lynch

I applied for the first loan in my life, was approved in 10 minutes despite the fact that I had debts already. I repaid it early. Love this company for their competitive rates. Other lenders in my city charge sky high interest!

Carmel Hills DDS

I am a regular client of Action Lending. It is very fast to apply via the net. The APR was affordable. Their employees always respond right away.

Dulce Bashirian

Important

The above-given information provides the details about a definite lending service. The information below is about general information about payday loans.

Payday Loans in Newport Beach, California

Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Newport Beach, California is are easy to access. The APR is individual for each person and depends on several aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

If you have a bad credit score you may still get approved for a payday loan. Such loans are created to help meet the needs of people with less than perfect credit scores. There are lenders who may be pleased to offer you a payday loan even if you have a bad credit rating. You will need a stable income to be eligible for a bad credit payday loan.

To get accepted for a loan, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your payday loan. It only takes a couple of seconds to become informative even before applying.