Welcome to Our Online Loan Referral Service


555 12th St #1450, Oakland, CA 94607, USA
+1 (510) 612-0102
www.umpquabank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

2000-07-31

Mailing Address

20085 NW TANASBOURNE DR, Hillsboro, OR, 97124-7104, United States

Company Name

Umpqua Bank

Umpqua Bank

Contact Data

[email protected]

+1.8778674357

What people think about Umpqua Bank Home Lending?

Below you find some of the testimonials of our clients.

A good payday lender. The company quickly processed my application. Had funds in my account the same day. If you need some extra cash urgently, this is the best lender, I’m telling you!

Madeline Feest IV

Yesterday I needed $800 to cover utility bills. I decided to contact Umpqua Bank Home Lending. They only approved me for $500 but the process itself was easy, and their rates were competitive.

Prof. Naomie Cassin

Pay Attention

Below you can review general information about payday loans and their common features.

Payday Loans in Oakland, Rhode Island

A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to access in Oakland, Rhode Island. The entire process is easy. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to applicants with a bad credit history. Payday loan approvals depend very much on specific factors. Lenders will pay attention to your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get approved for a cash advance, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the loan immediately.

APR Calculator

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