Welcome to Our Online Loan Referral Service

4.8 16 reviews

480 Roland Way Suite 101, Oakland, CA 94621, USA
+1 (510) 568-7150
www.ppcu.org
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

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Feedback about Pacific Postal Credit Union?

Here you see the reviews of our customers.

They give you excellent service

Kevon Gottlieb

Don't waste your time unless you work for the post office or the government

Lia Watsica MD

Very friendly staff.

Kathlyn Reichel

Pay Attention

Further there will be given the details about not a definite lender. The information below will explain common information about payday loans and its specific elements.

Payday Loans in Oakland, Rhode Island

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

Such financial products as payday loan in Oakland, Rhode Island is issued simply and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more cash advance you pay back off, the more favorable rates you will get.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Pacific Postal Credit Union help take out a payday loan in Oakland, Rhode Island?

  • Day and night service. Night hours are the same business hours for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take several minutes to review the form. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Lenders in Oakland, ri consider this circumstance not an obstacle to issue a loan. The client of a payday loan should be prepared to objectively estimate financial capabilities, take out a loan, pay off the debt on a due date and not only solve current difficulties, but improve the credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the annual percentage rate. This is a definite cost of the loan.

APR Calculator

Other Payday Lenders in Oakland, California

Direct Access Financial Corporation

1210 Esplanade A, Redondo Beach, CA 90277, USA

+1 (310) 540-8071

Fast Cash Loans San Pablo

San Pablo, CA 94806, USA

+1 (833) 345-1022

fastandeasypaydayloansusa.com

Union Bank

1494 Saratoga Ave, San Jose, CA 95129, USA

+1 (408) 374-2400

blw.unionbank.com

Edward Carroll, Finance of America Mortgage LLC

3220 Blume Dr Suite 248, Richmond, CA 94806, USA

+1 (510) 669-2202

www.foamortgage.com

Bank of the Sierra

1360 E Grand Ave, Arroyo Grande, CA 93420, USA

+1 (805) 473-6560

www.bankofthesierra.com

Central Valley Community Bank

40004 CA-41 Suite 101, Oakhurst, CA 93644, USA

+1 (559) 642-2265

www.cvcb.com

Quicken Cash

1138 17th St, Santa Ana, CA 92701, USA

+1 (714) 972-2274

Logix Federal Credit Union

2340 N Hollywood Way, Burbank, CA 91505, USA

+1 (800) 328-5328

www.logixbanking.com

Mortgage Loans - Victorville

12331 Business Center Dr, Victorville, CA 92395, USA

+1 (877) 988-8474

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