Welcome to Our Online Loan Referral Service

4.4 18 reviews

1438 Webster St #100, Oakland, CA 94612, USA
+1 (510) 550-8400
beneficialstatebank.com
Friday
10AM–4PM
Saturday
Closed
Sunday
Closed
Monday
10AM–4PM
Tuesday
10AM–4PM
Wednesday
10AM–4PM
Thursday
10AM–4PM

Domain Info

Created Date

2014-02-25

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Beneficial State Bank?

Here you grapple with the reviews of our customers.

Staff then kudos to you.

Marco Auer

Very helpful and personable.

Krista Feil

Pay Attention

Further there will be given the details about not a certain lending company. The information below will tell about general information about payday loans and its specific aspects.

Payday Loans in Oakland, Rhode Island

A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

This financial product in Oakland, Rhode Island is issued easily and fast. The interest rate is set considering the category of the client: the more loans are successfully repaid, the more reasonable terms will be guaranteed to you.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Beneficial State Bank help issue a payday loan in Oakland, Rhode Island?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in Oakland, Rhode Island. The company will assess many points to qualify such as solvency. Cash advance will be a source to improve your bad credit score into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.

APR Calculator

Other Payday Lenders in Oakland, California

Tri Counties Bank

699 Portola Dr, San Francisco, CA 94127, USA

+1 (415) 661-4800

branch.tcbk.com

Heritage Community Credit Union - Fair Oaks

5329 Sunrise Blvd, Fair Oaks, CA 95628, USA

+1 (916) 364-1700

www.heritageccu.com

Mechanics Bank - Orcutt-Oak Knolls Branch

1110 E Clark Ave, Santa Maria, CA 93455, USA

+1 (805) 937-2028

www.mechanicsbank.com

Tri Counties Bank

844 Bridge St, Colusa, CA 95932, USA

+1 (530) 458-2030

branch.tcbk.com

Bank of the West

411 W Main St, Ripon, CA 95366, USA

+1 (209) 599-4275

www.bankofthewest.com

Travis Credit Union

981 Bellevue Rd, Atwater, CA 95301, USA

+1 (800) 877-8328

www.traviscu.org

Bankers Capital Realty & Investments: Willie & Ana Herber

13920 City Center Dr #235, Chino Hills, CA 91709, USA

+1 (909) 241-6848

ACE Cash Express

1009 W MLK Blvd, Los Angeles, CA 90037, USA

+1 (323) 733-3961

www.acecashexpress.com

Mechanics Bank - Atascadero Branch

6950 El Camino Real, Atascadero, CA 93422, USA

+1 (805) 466-2325

www.mechanicsbank.com

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