Welcome to Our Online Loan Referral Service

4.4 7 reviews

1200 Clay St Suite 130, Oakland, CA 94612, USA
+1 (800) 358-8228
www.patelco.org
Wednesday
10AM–5PM
Thursday
10AM–5PM
Friday
10AM–5PM
Saturday
Closed
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM

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Feedback about Patelco Credit Union?

Here you see the reviews of our customers.

Great branch location.

Jaylan Stark MD

Love the people and the convenience of having it so close to where I live.

Gayle Gerhold

Pay Attention

Above-shown info provides the details about a definite lender. Below-defined info is oriented on general information about payday loans.

Payday Loans in Oakland, Rhode Island

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

Payday loans in Oakland, Rhode Island are taken out easily. The interest percentage is conditional on the borrower's person-related information: if you pay back more payday loans, the more efficient terms and rates lenders offer.

APR

261%*

Max Loan

$500

Min Term

13 days

Max Term

Not Specified

How will Patelco Credit Union help take out a payday loan in Oakland, Rhode Island?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor reviewed by financial institutions is known as bad credit history. But this hindrence is not implied as the only one by payday lenders to issue a loan. The lender process many aspects such as financial capabilities to approve the form. Payday loans in Oakland, Rhode Island may help improve your credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

APR Calculator

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Bank of the West - ATM

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