Welcome to Our Online Loan Referral Service

4.7 127 reviews

3753 Mission Ave #111, Oceanside, CA 92058, USA
+1 (760) 722-2762
gemsnloans.com
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–6PM
Sunday
10AM–5PM
Monday
10AM–6PM
Tuesday
10AM–6PM

Domain Info

Created Date

2004-09-15

Mailing Address

DomainsByProxy.com 2155 E Warner Rd, Tempe, Arizona, 85284, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

[email protected]

+1.4806242599

+1.4806242598

Feedback about Gems N’ Loans - Oceanside?

Here you grapple with the feedback of our customers.

… at both locations. The staff is very friendly and knowledgeable. They helped me out when I needed a little extra cash to get by until payday. Thank you! When I …

Dejah Fritsch

This place has a great selection of jewelry at unbelievable prices.

Mack Harris

I sold an item to them very easily, they are fair in price, and fast in service.

Albin Kutch PhD

Pay Attention

The first three points show the certain lender. In other turn, below-defined info makes users grapple with general information about payday loans.

Payday Loans in Oceanside, New York

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Problem-free financial products are known as payday loans in Oceanside, ny. They are issued at individually-set interest rates. They are dependent on customer's data. It is also significant to repay as much payday loans as possible.

APR

25% small loan cap

How will Gems N’ Loans - Oceanside help take out a loan in Oceanside, New York?

  • 24/7 operation. Such online services allow you to credit funds at any time. Money are issued day and night. The transfer will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Microfinance organizations in Oceanside, ny review this circumstance not a drawback to issue a loan. The client of a loan should be ready to objectively estimate financial abilities, take out a loan, pay back the debt on a due date and not only cope with current difficulties, but enhance the credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will show the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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