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The above-given information provides the details about a certain lending service. The information below is about general information about payday loans.
Payday Loans in Merced, California
Payday loans are short-term loans originally created to tide consumers over until payday. You can typically borrow from $100 to $1,000.
It is hassle-free and fast to get accepted for payday loans in Merced, California. The interest rate will be set specifically for each person and will depend on the personal data the applicant entered.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to people with a bad credit rating. Payday loan approvals depend very much on specific factors. Lenders will check your earnings and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on time.
To get accepted for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the precise cost of the cash advance loan in a few minutes.
APR Calculator
Other Payday Lenders in Merced, California
Bank of the West
260 Coddingtown Mall, Santa Rosa, CA 95401, USA
+1 (707) 523-9600
www.bankofthewest.com
Self-Help Federal Credit Union
1000 N Avalon Blvd, Wilmington, CA 90744, USA
+1 (877) 369-2828
www.self-helpfcu.org
ATM (Union Bank)
16880 Bernardo Center Dr, San Diego, CA 92128, USA
+1 (858) 485-5830
www.unionbank.com
Patelco Credit Union
9121 E Stockton Blvd, Elk Grove, CA 95624, USA
+1 (800) 358-8228
www.patelco.org
Mortgage - Bank of America
755 4th St, Santa Rosa, CA 95404, USA
+1 (707) 583-8100
www.bayequityhomeloans.com
