Welcome to Our Online Loan Referral Service

4.5 4 reviews

165 Old Grove Rd, Oceanside, CA 92057, USA
+1 (760) 754-5610
locations.usbank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you get acquainted with the feedback of our clients.

I issued only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Mr. Edward Abshire

Not very happy with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to solve, by means of customer support.

Mr. Isaiah Reilly

I contacted U.S. Bank Branch 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be deposited the money. And instead of money, excuse me, address the company in a month. Why?

Jessy Effertz

Pay Attention

Lenders are provided in the first three points. Below info defines general information about payday loans.

Payday Loans in Oceanside, New York

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts vary from $100-$1,000.

Payday loans in Oceanside, New York are taken out problem-free. The interest percentage is conditional on the client's person-related information: if you repay more payday loans, the more reasobanle terms and rates lenders offer.

APR

25% small loan cap

How will U.S. Bank Branch help take out a payday loan in Oceanside, New York?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The deposit will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Oceanside, New York. They rate many other factors before taking out a payday loan. One of them is payment abilities. This is a way to enhance your credit score.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should define its definite cost. This calculator will show the APR of the loan.

APR Calculator

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