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Loan agency in San Diego, California

5425 Oberlin Dr # 200, San Diego, CA 92121, USA
+1 (858) 642-1900
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Lenders are provided in the first three points. Below info shows common information about payday loans.

Payday Loans in San Diego, Texas

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in San Diego, Texas is issued easily and fast. The interest rate is set depending on the category of the customer: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

can exceed 400%

Max Loan

Not Specified (on average $800)

Min Term

7 days

Max Term

180 days

How will Lending Co help take out a loan in San Diego, Texas?

  • 24/7 service. Such online services allow you to credit funds at any time. Money are issued around the clock. The transfer will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in San Diego, Texas. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a way to improve your bad credit score into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in San Diego, California

1st United Credit Union

6300 College Ave Suite 110, Oakland, CA 94618, USA

+1 (800) 649-0193

www.1stunitedcu.org

Premier Amerca Credit Union

Mail Station, 21240 Burbank Blvd W89, Woodland Hills, CA 91367, USA

www.premieramerica.com

Bank of the West

14948 Camden Ave, San Jose, CA 95124, USA

+1 (408) 369-8373

www.bankofthewest.com

Gain Federal Credit Union

13168 Van Nuys Blvd, Pacoima, CA 91331, USA

+1 (818) 846-1710

gainfcu.com

Redwood Credit Union

250 Rohnert Park Expy, Rohnert Park, CA 94928, USA

+1 (707) 545-4000

www.redwoodcu.org

Union Bank

362 N Main St, Bishop, CA 93514, USA

+1 (760) 873-4202

blw.unionbank.com

Edelman Financial Engines

2901 Douglas Blvd Suite 250, Roseville, CA 95661, USA

+1 (888) 752-6742

www.edelmanfinancialengines.com

Umpqua Bank

701 5th St, Eureka, CA 95501, USA

+1 (707) 445-3233

locations.umpquabank.com

MoneyGram

1330 S Pacific Ave a, San Pedro, CA 90731, USA

+1 (310) 521-3060

locations.moneygram.com

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