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5 119 reviews
Loan agency in Oxnard, California

2329 N Oxnard Blvd, Oxnard, CA 93036, USA
+1 (805) 278-7842
www.advanceamerica.net
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you read the feedback of our clients.

Great experience with Miriam and fair interest rate for a payday loan, would recommend and use again if I ever need a payday loan 👍

Marty Hackett

Iris was amazing she even offer me a bottle of water great service over all.

Prof. Wendy Carroll

Quick service, super friendly customer service by Miriam!!

Alfonso Marvin MD

Pay Attention

Above-shown info offers the details about a exact lender. Below-specified info is devoted to common information about payday loans.

Payday Loans in Oxnard, California

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is simple and fast to issue payday loans in Oxnard, California. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be offered one of the most efficinet terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Advance America help take out a payday loan in Oxnard, California?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Money are issued day and night. The payday loan will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Oxnard, ca will estimate other aspects like solvency and approve a loan. This is a way to improve your credit score.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Oxnard, California

Aarax Home Loans Inc.

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+1 (408) 834-7407

www.aaraxhomeloans.com

HomeStreet Bank

3119 Baldwin Park Blvd Ste A, Baldwin Park, CA 91706, USA

+1 (626) 543-9000

www.homestreet.com

Chase Bank

619 W Channel Islands Blvd, Port Hueneme, CA 93041, USA

+1 (805) 382-5001

locator.chase.com

Chase Bank

1430 Chapin Ave, Burlingame, CA 94010, USA

+1 (650) 348-2456

locator.chase.com

Ventura County Credit Union - No public access

2575 Vista Del Mar Dr #100, Ventura, CA 93001, USA

+1 (800) 339-0496

www.vccuonline.net

Patterson Financial

355 E St suite f, Patterson, CA 95363, USA

+1 (209) 892-8161

www.pattersondental.com

First Citizens Bank ATM

Solana Beach, CA 92075, USA

www.firstcitizens.com

Montana Capital Car Title Loans

16209 Victory Blvd, Van Nuys, CA 91406, USA

+1 (818) 302-0084

montanacapital.com

Mechanics Bank - East Main Branch

519 E Main St, Santa Maria, CA 93454, USA

+1 (805) 922-2144

www.mechanicsbank.com

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