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5 2 reviews

365 E Esplanade Dr, Oxnard, CA 93036, USA
+1 (805) 485-9676
calbanktrust.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1998-07-13

Mailing Address

Company Name

Contact Data

What people think about California Bank & Trust?

Below you get acquainted with some of the reviews of our clients.

I am a loyal customer of California Bank & Trust. It is very fast to apply via the net. The APR was good. Their staff always help in a timely manner.

Rosella Schneider

Many thanks to California Bank & Trust. I recently had some troubles with repaying my auto loan and they approved me for a payday loan. Best lender! Managed to deal with my debts and signed with relief.

Elza Konopelski

I applied for the first payday loan in my life, was approved the same day despite the fact that I had low credit score. I repaid it before the due date. Love this lender for their competitive rates. Other lenders in my area charge sky high interest!

Webster Jones

Pay Attention

Above there is information about a precise loan provider. Below you can review common aspects of payday loans.

Payday Loans in Oxnard, California

Payday loans are short-term loans originally invented to tide consumers over until payday. You can typically borrow from $100 to $1,000.

Payday loans are the easiest loans to get in Oxnard, California. The entire process is stress-free. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal information.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can often be an obstacle to getting a bank loan. A payday loan can help people who have bad credit scores or have no credit history. But we recommend you that as with any loan you should only think about applying for a payday loan if you are sure that you can afford payments in good time.

To get accepted for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Find out the APR right now. Use this online calculator to specify the real cost of your payday loan. It only takes 20 seconds to become informative even before applying.

APR Calculator

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5 Star Personal Loans

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One Hour Car Title Loans Santa Cruz

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