Community West Bank Payday Loans Review

Organization owner?

300 E Esplanade Dr, Oxnard, CA 93036, USA

+1 (805) 597-4140

www.communitywestbank.com

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Domain Info

Created Date

2003-09-26

Mailing Address

Company Name

Contact Data

Feedback about Community West Bank?

Here you read the feedback of our clients.

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

Prof. Quinton Blick

I took the first cash advance, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the payday loan in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.

Annalise Tillman

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at favorable interest rate, so far it has been paid off on time, it can be either extended or repaid ahead of schedule.

Jada Mayer

Pay Attention

Lending companies are provided in the first three points. Below info defines common information about payday loans.

Payday Loans in Oxnard, California

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Oxnard, California are issued easily. The interest percentage is dependent on the customer's personal information: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Community West Bank help issue a loan in Oxnard, California?

Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be deposited to credit card. You won't be asked to attend any store.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill in an online application only. It will be reviewed within minutes. The funds are transferred in 24 business hours.
Fast and high approval rate. The positive answer counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to take out a loan from online lenders.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a unfavorable factor that is processed by financial institutions. Payday lenders in Oxnard, ca consider this circumstance not a drawback to take out a loan. The client of a loan should be ready to objectively estimate financial abilities, issue a loan, pay off the debt on schedule and not only handle current issues, but improve the credit history.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

APR Calculator

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