Welcome to Our Online Loan Referral Service

3.8 5 reviews

2385 N Oxnard Blvd, Oxnard, CA 93036, USA
+1 (805) 604-2200
locations.usbank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

What people think about U.S. Bank Branch?

Below you find some of the testimonials of our customers.

Used U.S. Bank Branch for the 4th time. The lender is legit. They always keep you updated on your loan. No fraud. You can always extend your loan. They are always there when I need extra cash.

Abbie Wuckert III

I took out for a $1,000 payday loan when I needed money after dismissal from work. There simply was no other way out. I came across this site on the Internet. Other lender charged VERY HIGH rates. One lender declined me, another accepted me for a smaller amount but here it got as much as I needed.

Chesley Trantow

I want to say Many Thanks to the team of U.S. Bank Branch. They offer same day solution to any unexpected money problems. Love them for their same day decision. Applied for a loan and got accepted although my credit was bad. I will surely use this company if I need money in the future.

Cleora Bogisich

It needed to rebuild my credit because I had no chances of getting approved for a business loan. So I applied for a payday loan via U.S. Bank Branch. Took out 4 small loans, one after another, and repaid them on schedule. My credit score improved! It worked! Very satisfied.

Mozell Bailey IV

Many thanks to U.S. Bank Branch. I recently had some problems with repaying my mortgage and they approved me for a cash advance. Best company! Managed to cover my issues and signed with relief.

Mariane Purdy

Important

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Oxnard, California

A payday loan is a short-term loan that can help you deal with unexpected money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans may seem like an easy and fast solution to a short-term problem in Oxnard, California. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on a few things.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to applicants with a bad credit rating. Payday loan approvals depend very much on specific circumstances. Payday companies will check your income and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and in good time.

To get accepted for a cash advance, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the annual percentage rate right now. Use this online calculator to specify the definite cost of your loan. It only takes 30 seconds to become informative even before applying.

APR Calculator

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