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3.8 17 reviews

73000 CA-111, Palm Desert, CA 92260, USA
+1 (760) 341-7000
www.efirstbank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1999-01-25

Mailing Address

12345 W COLFAX AVE, LAKEWOOD, CO, 80215-3742, United States

Company Name

FirstBank

FirstBank

Contact Data

[email protected]

+1.7208833350

Feedback about FirstBank?

Here you grapple with the reviews of our clients.

Small bank with friendly customer service.

Josiane Reichel

The drive thru ATM at this location is so damn slow its irritating

Mrs. Cydney Wintheiser IV

Always friendly and the staff makes an effort to know who I am.

Guadalupe Adams

Pay Attention

Above there are details about a certain lender. Below every reader may get acquainted with the common features of payday loans.

Payday Loans in Palm Desert, California

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

This financial product in Palm Desert, California is issued simply and fast. The interest percentage is defined respecting the category of the borrower: the more loans are successfully paid back, the more attractive terms will be ensured to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will FirstBank help issue a loan in Palm Desert, California?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to review the application. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Palm Desert, California. The company will estimate many points to qualify such as payment abilities. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the payday loan, you are welcome to use the calculator. It will specify the cost of the payday loan.

APR Calculator

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