Bank of the West Payday Loans Review - South San Francisco, California

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to applicants with a poor credit history. Payday loan approvals depend very much on specific aspects. Lenders will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get approved for a payday loan, you have to meet the following eligibility criteria:

• be 18 years old or older;
• be a U.S. citizen or permanent resident;
• be employed and have a steady income;
• have a valid checking account in your name;
• have an email address and phone number.