Welcome to Our Online Loan Referral Service

5 6 reviews

39580 Washington St, Palm Desert, CA 92211, USA
+1 (760) 772-2200
www.efirstbank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1999-01-25

Mailing Address

12345 W COLFAX AVE, LAKEWOOD, CO, 80215-3742, United States

Company Name

FirstBank

FirstBank

Contact Data

[email protected]

+1.7208833350

Feedback about FirstBank?

Here you read the reviews of our customers.

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been paid back on time, it can be either extended or paid back ahead of schedule.

Miss Litzy Gerhold DDS

It was necessary to improve the credi score, because there is practically no chance of getting a cash advance at a favorable interest rate. As a result, I addressed FirstBank. The rating improved after several loans paid back.

Lucas Hill

Only an ID is needed to submit an application. Was on a working trip and needed cash, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Shyanne Keeling

It is very convenient, fast, without additional pops and extra payments. Thank you. Round-the-clock online support pleases with its prompt response to requests.

John Rodriguez Sr.

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes people grapple with shared information about payday loans.

Payday Loans in Palm Desert, California

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is simple and quick to issue loans in Palm Desert, California. The rates are accured on an individual basis: if a borrower repays as much loans as possible, she will be offered one of the most efficinet terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will FirstBank help take out a payday loan in Palm Desert, California?

  • 24/7 operation. Such Internet services allow you to receive funds at any time. Funds are issued around the clock. The transfer will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a negative factor that is taken into account by financial institutions. Payday lenders in Palm Desert, ca review this circumstance not a hindrence to issue a loan. The recipient of a cash advance should be ready to objectively assess financial solvency, issue a loan, pay off the debt on a due date and not only resolve current problems, but improve the credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is meant for calculating the APR. This is a real cost of the loan.

APR Calculator

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