Welcome to Our Online Loan Referral Service


435 Tasso St Suite 100, Palo Alto, CA 94301, USA
www.eastwestbank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1996-04-10

Mailing Address

California, United States

Company Name

East West Bank

East West Bank

Contact Data

Feedback about Velo by East West Bank?

Here you read the reviews of our clients.

want to express my deep gratitude to Velo by East West Bank for believing my case. I had some problems with a credit rating, but this service helped me out and issued a loan.

Ms. Natasha Goodwin

I trusted Velo by East West Bank when it was necessary to get a small loan. I filled in an application quickly. No problems.

Cara Johnson

Thanks to the team of Velo by East West Bank. Fast solution of the arisen problems, quick decision on the loan. I definitely recommend this service.

Kylie Kiehn

Thanks to the staff for the reliable service. They assisted in difficult times. For application you only need an ID.

Carley Witting

Pay Attention

Above there are details about a exact lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Palo Alto, California

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for clients.

It is simple and fast to issue payday loans in Palo Alto, California. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Velo by East West Bank help take out a loan in Palo Alto, California?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are taken out day and night. The transfer will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Palo Alto, California. The company will assess many points to qualify such as payment abilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

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