Welcome to Our Online Loan Referral Service

3.3 4 reviews

11660 South St Suite 101, Artesia, CA 90701, USA
+1 (562) 916-7260
www.onewestbank.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

2009-02-07

Mailing Address

NJ, United States

Company Name

CIT Group Inc.

CIT Group Inc.

Contact Data

Feedback about OneWest Bank?

Here you see the feedback of our customers.

The loan is deposited easily and quickly. There is a minus - a great commission when repaying a loan.

Mozell Schowalter

A good payday lender. The company quickly reviewed the application and credited the funds to my credit card.

Bridget Hills

It was necessary to improve the credit history, because there is practically no chance of getting a payday loan at a good interest rate. As a result, I addressed OneWest Bank. The score improved after several loans paid back.

Mrs. Cindy Kirlin II

Thanks to OneWest Bank for helping out when money is urgently required. I have been applying to this company for over one year and everything is always honest, without hidden fees.

Fabiola Durgan

Good service with a favorable rate. Money transferred immediately, I always use OneWest Bank.

Yasmin Larson

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will explain common information about payday loans and its specific elements.

Payday Loans in Artesia, Mississippi

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

Hassle-free financial products are considered as payday loans in Artesia, ms. They are issued at individual interest rates. They depend on customer's data. It is also important to repay as much payday loans as possible.

APR

521% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

30 days

How will OneWest Bank help take out a loan in Artesia, Mississippi?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued around the clock. The deposit will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Artesia, Mississippi. The company will assess many points to qualify such as financial capabilities. Payday loans will be a way to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as APR.

APR Calculator

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