Welcome to Our Online Loan Referral Service

2.4 5 reviews

5 Plaza Cir, Patterson, CA 95363, USA
+1 (209) 892-6114
www.bankofthewest.com
Thursday
9:30AM–4PM
Friday
9:30AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–4PM
Tuesday
9:30AM–4PM
Wednesday
9:30AM–4PM

Domain Info

Created Date

1996-01-23

Mailing Address

13505 California St, Omaha, NE, 68154-5247, United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Contact Data

[email protected]

+1.4029185727

Feedback about Bank of the West?

Here you see the feedback of our customers.

High interest rate. When paying off a debt, some other interest is credited, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another site.

Jordy Torp

I issued $300 for several days. When the loan was returned, they applied a huge fees, I had to pay almost $400.

Dr. Elwin Reinger

Pay Attention

Payday lenders are shown in the first three points. Below info offers common information about payday loans.

Payday Loans in Patterson, New York

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is approved: $100-$1,000.

This financial product in Patterson, New York is taken out easily and quickly. The interest rate is specified respecting the category of the borrower: the more loans are successfully paid off, the more favorable terms will be ensured to you.

APR

25% small loan cap

How will Bank of the West help issue a payday loan in Patterson, New York?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

A negative factor taken into account by financial institutions is called as bad credit history. But this drawback is not taken as the only one by payday lenders to issue a cash advance. The lender review many aspects such as financial abilities to approve the request. Payday loans in Patterson, New York may help improve your credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the APR of the loan, you are welcome to use the calculator. It will define the cost of the cash advance.

APR Calculator

Other Payday Lenders in Patterson, California

U.S. Bank Branch

2048 E Avenida De Los Arboles, Thousand Oaks, CA 91362, USA

+1 (805) 492-3627

locations.usbank.com

Bank of America ATM

101 San Marin Dr Suite 131, Novato, CA 94945, USA

+1 (844) 401-8500

locators.bankofamerica.com

The Check Cashing Place

9767 Laurel Canyon Blvd, Pacoima, CA 91331, USA

+1 (818) 897-2545

thecheckcashingplaceinc.com

ATM (Bay Federal Credit Union)

3333 Clares St, Capitola, CA 95010, USA

+1 (831) 479-6000

www.bayfed.com

USA Payday Loans

10825 Westview Pkwy, San Diego, CA 92126, USA

+1 (858) 635-9500

www.usacheckcashingstore.com

Umpqua Bank

225 W Santa Clara St Suite 150, San Jose, CA 95113, USA

+1 (408) 755-4800

locations.umpquabank.com

CommonWealth Central Credit Union

400 Tennant Station, Morgan Hill, CA 95037, USA

+1 (800) 564-1588

www.wealthcu.org

Bank of the West

890 N 1st St, San Jose, CA 95112, USA

+1 (408) 998-6803

www.bankofthewest.com

OneMain Financial

1121 E Alosta Ave, Azusa, CA 91702, USA

+1 (626) 335-0617

www.onemainfinancial.com

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