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1370 Redwood Way, Petaluma, CA 94954, USA
+1 (707) 795-9800
www.umpquabank.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2000-07-31

Mailing Address

20085 NW TANASBOURNE DR, Hillsboro, OR, 97124-7104, United States

Company Name

Umpqua Bank

Umpqua Bank

Contact Data

[email protected]

+1.8778674357

What people think about Umpqua Bank Home Lending?

Below you read some of the testimonials of our customers.

Umpqua Bank Home Lending rescued me in a desperate time. They approved me for a loan although I had credit issues. The process was hassle free and quick. I appreciate their friendly customer support service and acceptable rates. I will definitely recommend this site to my family and friends.

Axel Tremblay II

Good lender with affordable rates. They money the next morning, as promised. I will use Umpqua Bank Home Lending again if I need temporary help.

Kale Ruecker DDS

I asked Umpqua Bank Home Lending for help. Everything was done very quickly. Had the money in my account the same morning. Employees are very understading. Best experience!

Dr. Thaddeus Schamberger DDS

Recently I needed $900 to cover medical bills. I decided to apply via Umpqua Bank Home Lending. They only approved me for $600 but the process itself was effortless, and their rates were attractive.

Alivia Jacobs IV

Pay Attention

The above-given information provides the details about a peculiar lender. The information below is about common information about payday loans.

Payday Loans in Petaluma, California

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Cash advance loans may turn out an easy and fast solution to a short-term problem in Petaluma, California. Loans from payday lenders can get you cash quickly. Your interest rate will depend on several things.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to consumers with a poor credit history. Payday loan approvals depend very much on other aspects. Lenders will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and find out the exact cost of the payday loan immediately.

APR Calculator

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