Domain Info
Created Date
2000-07-31
Mailing Address
20085 NW TANASBOURNE DR, Hillsboro, OR, 97124-7104, United States
Company Name
Umpqua Bank
Umpqua Bank
What people think about Umpqua Bank Home Lending?
Below you read some of the testimonials of our customers.
Umpqua Bank Home Lending rescued me in a desperate time. They approved me for a loan although I had credit issues. The process was hassle free and quick. I appreciate their friendly customer support service and acceptable rates. I will definitely recommend this site to my family and friends.
Axel Tremblay II
Good lender with affordable rates. They money the next morning, as promised. I will use Umpqua Bank Home Lending again if I need temporary help.
Kale Ruecker DDS
I asked Umpqua Bank Home Lending for help. Everything was done very quickly. Had the money in my account the same morning. Employees are very understading. Best experience!
Dr. Thaddeus Schamberger DDS
Recently I needed $900 to cover medical bills. I decided to apply via Umpqua Bank Home Lending. They only approved me for $600 but the process itself was effortless, and their rates were attractive.
Alivia Jacobs IV
Pay Attention
The above-given information provides the details about a peculiar lender. The information below is about common information about payday loans.
Payday Loans in Petaluma, California
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Cash advance loans may turn out an easy and fast solution to a short-term problem in Petaluma, California. Loans from payday lenders can get you cash quickly. Your interest rate will depend on several things.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to consumers with a poor credit history. Payday loan approvals depend very much on other aspects. Lenders will pay attention to your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.
To get accepted for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the annual percentage rate and find out the exact cost of the payday loan immediately.
APR Calculator
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