Welcome to Our Online Loan Referral Service

5 2 reviews

11 5th St #105, Petaluma, CA 94952, USA
+1 (707) 769-5500
www.westamerica.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address

Company Name

Contact Data

Feedback about Westamerica Bank?

Here you get acquainted with the feedback of our clients.

Yesterday I needed extra money, I decided to contact Westamerica Bank. They quickly approved the amount necessary, and besides, they offered good terms at a low interest rate.

Mr. Coty Runolfsson Jr.

I often take out a loan to a card in Westamerica Bank. It is very convenient. If you give it back quickly, the interest rate is reasonable. Employees politely and intelligibly explain all the terms.

Tara D'Amore

I suffered an unpleasant situation in my life. I urgently needed extra funds. This company helped me very much. They approved the required loan amount. I solved all my problems. I recommend the company to all my acquaintances.

Miss Beryl Bednar II

Minimum application form, only an ID was needed. Very quick processing. The first loan was given with a limit of $500 at reasonable interest rate, so far it has been paid off on time, it can be either extended or paid back ahead of schedule.

Dena Frami

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will define general information about payday loans and its specific elements.

Payday Loans in Petaluma, California

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Hassle-free financial products are known as payday loans in Petaluma, ca. They are taken out at individually-set interest rates. They are dependent on customer's data. It is also significant to pay back as much payday loans as possible.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Westamerica Bank help issue a loan in Petaluma, California?

  • Round the clock service. Every client may address the service round the clock. The borrowed funds will be transfered to credit card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be considered within minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Payday lenders in Petaluma, ca consider this circumstance not an obstacle to take out a loan. The borrower of a cash advance should be ready to objectively estimate financial solvency, issue a loan, pay off the debt on a due date and not only handle current difficulties, but improve the credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should determine its real cost. This calculator will show the APR of the loan.

APR Calculator

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