Welcome to Our Online Loan Referral Service

3.7 3 reviews

20146 CA-88, Pine Grove, CA 95665, USA
+1 (209) 296-7100
www.eldoradosavingsbank.com
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2000-04-04

Mailing Address

Company Name

Contact Data

Feedback about El Dorado Savings Bank?

Here you read the reviews of our customers.

It is very convenient, fast, without additional pops and extra payments. Thank you. 24/7 online support pleases with its prompt response to requests.

Haskell Dickens MD

Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at fair rate, so far it has been paid off on schedule, it can be either extended or paid back ahead of schedule.

Thelma Denesik

Pay Attention

Above-specified info offers the details about a certain lending company. Below-defined info is oriented on general information about payday loans.

Payday Loans in Pine Grove, Pennsylvania

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

Payday loans in Pine Grove, Pennsylvania are taken out problem-free. The interest rate is dependent on the client's personal data: if you repay more payday loans, the more favorable terms and rates lenders offer.

APR

6% APR small loan cap

How will El Dorado Savings Bank help issue a loan in Pine Grove, Pennsylvania?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are taken out day and night. The deposit will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Pine Grove, Pennsylvania. They assess many other factors before taking out a cash advance. One of them is solvency. This is a way to improve your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

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