Welcome to Our Online Loan Referral Service

3.4 5 reviews

705 W Central Ave, Lompoc, CA 93436, USA
+1 (805) 737-4064
www.bankofthesierra.com
Thursday
10AM–3PM
Friday
10AM–3PM
Saturday
Closed
Sunday
Closed
Monday
10AM–3PM
Tuesday
10AM–3PM
Wednesday
10AM–3PM

Domain Info

Created Date

1996-04-16

Mailing Address

California, United States

Company Name

Media Temple Inc.

Media Temple Inc.

Contact Data

What people think about Bank of the Sierra?

Below you find some of the testimonials of our customers.

It wanted to rebuild my credit because I had no chances of getting approved for a agriculture loan. So I applied for a payday loan via Bank of the Sierra. Took out 4 small loans, one after another, and repaid them as agreed. My credit score improved! It worked! Very happy.

Mr. Frankie Russel III

They only ask for an ID to verify you. Last year I was ill and needed extra money to hold on. These guys saved me although I had a bad credit score. Online and safe application. Very happy!!

Mr. Burley Berge DDS

I had problems with paying back my bank loan and was not sure I would get appoved for a loan with Bank of the Sierra . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $600 online. Fortunately I got approved!!! They literally saved my life.

Retha Collier

Pay Attention

Below you can read general information about payday loans and their common characteristics.

Payday Loans in Lompoc, California

A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to be eligible in Lompoc, California. The entire process is stress-free. They are appoved quickly and come with individual APR. It will be influenced by the borrower’s personal information.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a bad credit rating an increased chance to get approved for payday loans. A payday loan may be the only loan available for some people to help them out of fix. If you take out such a loan, it is critical that you always borrow within your capabilities and repay your loan commitments without delays.

To get accepted for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the APR. It’s easy to find out the definite cost of the cash advance loan even before applying.

APR Calculator

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