Welcome to Our Online Loan Referral Service

4.5 2 reviews

225 Placerville Dr, Placerville, CA 95667, USA
+1 (800) 222-7228
www.sierracentral.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM

Domain Info

Created Date

1997-08-13

Mailing Address

Company Name

Contact Data

Feedback about Sierra Central Credit Union?

Here you get acquainted with the feedback of our clients.

I issued a payday loan when I had problems with money. There was no other way out. I looked out this website on the Internet, among others. Has applied several services. One refused, the other offered too high a rate, but here it was approved as I wanted.

Julian Boyer

Thanks to Sierra Central Credit Union for assisting when money is urgently needed. I have been applying to this company for amost a year and everything is always honest, without hidden charges.

Rhiannon Botsford

Not the first time I use Sierra Central Credit Union. The service is fair. They immediately inform how much you should pay off. No cheating. You can always renew the loan. It helps a lot when money is urgently needed.

Andreane Gutkowski

Good service with a favorable rate. Money transferred immediately, I always use Sierra Central Credit Union.

Torrance Dietrich

Pay Attention

Above-shown info offers the details about a definite lender. Below-specified info is devoted to common information about payday loans.

Payday Loans in Placerville, Colorado

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

Such financial products as payday loan in Placerville, Colorado is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more loans you pay back off, the more favorable rates a client will get.

APR

36%

Max Loan

$500

Min Term

6 months (180 days)

Max Term

Not Specified

How will Sierra Central Credit Union help issue a payday loan in Placerville, Colorado?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to consider the form. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by banks before issuing a loan. But banks almost 100% refuse the application when lenders in Placerville, co will assess other aspects like payment abilities and approve a loan. This is a way to enhance your credit history.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will define the cost of the payday loan. It takes seconds to see the result.

APR Calculator

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