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4.5 17 reviews
Loan agency in Rancho Cordova, California

10359 Folsom Blvd, Rancho Cordova, CA 95670, USA
+1 (916) 366-6388
www.advanceamerica.net
Friday
10AM–6PM
Saturday
10AM–3PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
11AM–5PM
Wednesday
10AM–6PM
Thursday
10AM–6PM

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

What people think about Advance America?

Below you read some of the opinions of our customers.

Kim and Michael were beyond helpful getting a payday loan for me. Kim was very inviting and got me in and out right away and Michael was very helpful answering any …

Prof. Frances Bahringer II

There for my family and I every time we need a small loan before payday! Thank you!

Jaclyn Brakus IV

I have received payday advances from the Rancho Cordova store #934 about 3 times now over the past few months and Stephanie and Michael are just phenomenal people to deal

Delaney Muller

Important

The above-given information provides the details about a certain lender. The information below is about common information about payday loans.

Payday Loans in Rancho Cordova, California

Payday loans are short-term loans originally created to tide people over until payday. You can usually borrow from $100 to $1,000.

Payday loans in Rancho Cordova, California is are simple to access. The interest rate is individual for each borrower and depends on various aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to consumers with a poor credit history. Payday loan approvals depend very much on specific factors. Payday companies will look at your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a payday loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Learn the APR right now. Use this online calculator to specify the exact cost of your payday loan. It only takes a couple of seconds to become informative even before applying.

APR Calculator

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