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What people think about First Bank - Lobby by Appointment Only?
Below you see some of the opinions of our clients.
Good website with affordable rates. They transferred within 3 hours, as I expected. I will use First Bank - Lobby by Appointment Only again if I need financial assistance.
Mona Will
I have already submitted an application to this website twice and I was very satisfied with the rates. This is the only day and night service with competitive rates in my area.
Leif Barton
First Bank - Lobby by Appointment Only seems legit. At least they charge no hidden fees. This was the only company that approved me for a cash advance.
Mr. Wallace Price MD
They approve applicants instantly and transfer funds the next day. But beware – they charge high penalties for delayed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!
Keven Smith
Important
Above there is information about a definite loan provider. Below you can review common characteristics of payday loans.
Payday Loans in Torrance, Pennsylvania
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
It is simple and fast to get approved for payday loans in Torrance, Pennsylvania. The interest rate will be set specifically for each applicant and will depend on the personal data the applicant filled in.
APR
6% APR small loan cap
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to clients with a poor credit history. Payday loan approvals depend very much on other factors. They will look at your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.
To get accepted for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to apply for a cash advance loan, you can use an online calculator. It will show the exact APR of your payday loan.
APR Calculator
Other Payday Lenders in Torrance, California
East West Bank
4299 Rosewood Dr Unit 108, Pleasanton, CA 94588, USA
+1 (925) 225-0127
www.eastwestbank.com
Pacific Premier Bank Laguna Niguel CA
24050-A, Aliso Creek Rd, Laguna Niguel, CA 92677, USA
+1 (949) 360-4114
www.opusbank.com
Bank of Southern California
400 Spectrum Center Dr Suite 100, Irvine, CA 92618, USA
+1 (949) 766-3040
www.banksocal.com
(Check Dollar) Title Loans
24907 Sunnymead Boulevard, Moreno Valley, CA 92553, USA
Farmers & Merchants Bank
24300 Paseo De Valencia, Laguna Hills, CA 92653, USA
+1 (949) 340-3150
www.fmb.com
