Welcome to Our Online Loan Referral Service

5 4 reviews

21705 Hawthorne Blvd, Torrance, CA 90503, USA
+1 (310) 214-2950
www.first.bank
Tuesday
9AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about First Bank - Lobby by Appointment Only?

Below you see some of the opinions of our clients.

Good website with affordable rates. They transferred within 3 hours, as I expected. I will use First Bank - Lobby by Appointment Only again if I need financial assistance.

Mona Will

I have already submitted an application to this website twice and I was very satisfied with the rates. This is the only day and night service with competitive rates in my area.

Leif Barton

First Bank - Lobby by Appointment Only seems legit. At least they charge no hidden fees. This was the only company that approved me for a cash advance.

Mr. Wallace Price MD

They approve applicants instantly and transfer funds the next day. But beware – they charge high penalties for delayed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!

Keven Smith

Important

Above there is information about a definite loan provider. Below you can review common characteristics of payday loans.

Payday Loans in Torrance, Pennsylvania

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

It is simple and fast to get approved for payday loans in Torrance, Pennsylvania. The interest rate will be set specifically for each applicant and will depend on the personal data the applicant filled in.

APR

6% APR small loan cap

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to clients with a poor credit history. Payday loan approvals depend very much on other factors. They will look at your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get accepted for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the exact APR of your payday loan.

APR Calculator

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