Feedback about Bank of Southern California?
Here you read the feedback of our clients.
Good service with a reasonable rate. Money transferred immediately, I always use Bank of Southern California.
Wallace Upton
I took the first payday loan, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the payday loan in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.
Janessa Bartell
The funds are transferred to my card. I pay off through my account. The payment is efficient and fast. Pay on time and there will be no issues.
Vesta Grimes
I have a problem with paying a loan at another bank. It is inconvenient to borrow from friends. Therefore, I decided to contact Bank of Southern California. They really helped.
Lillian Ledner
Pay Attention
Above there are details about a exact lender. Below every reader may get acquainted with the common features of payday loans.
Payday Loans in Rancho Mirage, California
A short-term loan is known as a payday loan. This is a type of a financial product taken out for several weeks. Available loan amounts range from $100-$1,000.
Such financial products as payday loan in Rancho Mirage, California is taken out simply and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more payday loans you pay back off, the more favorable rates a customer will get.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
How will Bank of Southern California help take out a loan in Rancho Mirage, California?
- 24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued day and night. The loan will be sent to a bank account, so a personal visit to the office is not required.
- No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
What data to fill in in the application? - General Info
To submit an application, every borrower should fill out the following data:
Submit an application to get terms and rates for an offer from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in Rancho Mirage, ca consider this circumstance not a hindrence to issue a loan. The client of a payday loan should be prepared to objectively estimate financial capabilities, issue a loan, pay back the debt on schedule and not only resolve current problems, but enhance the credit score.
The following common points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a payday loan, you should define its real cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Rancho Mirage, California
Cashback Loans
9172 Foothill Blvd Ste C, Rancho Cucamonga, CA 91730, USA
+1 (909) 373-1915
www.cashbackloans.com
MVP Car Title Loans Hemet
225 E Florida Ave, Hemet, CA 92543, USA
+1 (951) 299-3471
mvpautotitleloan.com
OneMain Financial
187 E Gonzales Rd, Oxnard, CA 93036, USA
+1 (805) 278-0026
www.onemainfinancial.com
5 Star Car Title Loans
14477 Amargosa Rd #6, Victorville, CA 92392, USA
+1 (760) 973-4632
5starloans.com
Check Into Cash
2485 Notre Dame Blvd Suite 360, Chico, CA 95928, USA
+1 (530) 342-1701
local.checkintocash.com
Edward Jones - Financial Advisor: Brian J Dwyer
173 Court St, Woodland, CA 95695, USA
+1 (530) 662-7390
www.edwardjones.com
Aerospace Federal Credit Union
2310 E El Segundo Blvd Suite 1100, El Segundo, CA 90245, USA
+1 (310) 336-5030
www.aerofcu.org
