Welcome to Our Online Loan Referral Service

3 2 reviews

6110 El Tordo, Rancho Santa Fe, CA 92067, USA
+1 (858) 756-3023
www.pacwest.com
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM

Domain Info

Created Date

1994-08-18

Mailing Address

400 N BRAND BLVD STE 100, GLENDALE, CA, 91203-2353, United States

Company Name

Pacific Western Bank

Pacific Western Bank

Contact Data

[email protected]

+1.8185499130

+1.8185490621

Feedback about Pacific Western Bank?

Here you read the reviews of our clients.

I issued a payday loan when I had problems with money. There was no other way out. I looked out this site on the Internet, among others. Has applied several services. One declined, the other issued at too high a rate, but here it was approved as I wanted.

Prof. Dean Daniel

I took the first loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to extend the payment and return the payday loan in parts. Immediately after repaying the old one, you can issue a new one, the available amount increases every time.

Dr. Devan Dooley

I took the first payday loan, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the loan in parts. Immediately after repaying the old one, you can take out a new one, the available amount increases every time.

Mr. Louisa Morissette V

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes people grapple with shared information about payday loans.

Payday Loans in Rancho Santa Fe, California

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small amount is approved: $100-$1,000.

Payday loans in Rancho Santa Fe, California are taken out problem-free. The interest rate depends on the borrower's personal information: if you cover obligations for more payday loans, the more efficient terms and rates lenders offer.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Pacific Western Bank help take out a payday loan in Rancho Santa Fe, California?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Rancho Santa Fe, California. The lending company will assess many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The APR will define the cost of the loan. It takes seconds to see the result.

APR Calculator

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