What people think about Fernando's Check Cashing?
Below you read some of the opinions of our customers.
I needed $200 to buy a suit for a party. The only way out was to apply for a payday loan. Found a lot of financial institutions on the Internet. Fernando's Check Cashing is the most reliable financial institution in Simi Valley.
Mrs. Freeda White
I applied for the first cash advance in my life, was approved the next day despite the fact that I had debts already. I repaid it before the due date. Love this lender for their affordable rates. Other lenders in my city charge sky high interest!
Leilani Funk
Fast application. I only filled in an ID and a bank account. Fast lending decision. The first time I was accepted for $500 only. Hope the available amount will be more next time. APR is fair. Paid off the debt early. If you wish, the term can be also extended.
Mrs. Rowena Ryan Sr.
Used Fernando's Check Cashing for the third time. The lender is honest. They always keep you updated on your debt. No cheating. You can always extend your loan. They are always there when I need extra funds.
Kobe Wolff
I needed $500 to buy a bike. The only solution was to apply for a payday loan. Found a lot of companies online. Fernando's Check Cashing seemed the most reliable company in Simi Valley.
Donny Ferry
Fernando's Check Cashing rescued me in a desperate time. They approved me for a cash advance although I had credit issues. The process was trouble free and fast. I appreciate their 24/7 client support service and fair rates. I will definitely recommend this online lender to my family and friends.
Kale Bauch
Important
Below you can review general information about payday loans and their common aspects.
Payday Loans in Simi Valley, California
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Online payday loans can be the easiest solution to your short-term financial problems in Simi Valley , California because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the company's policy.
APR
460%* (369% on the average in 2019)
Max Loan
$300
Min Term
Not Specified
Max Term
31 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a poor credit score an increased chance to get approved for short-term loans. A payday loan may be the only financial product available for some people to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your budget and pay off your loan commitments in a timely manner.
To get accepted for a cash advance, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a loan, you can use an online calculator. It will show the real APR of your cash advance.
APR Calculator
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