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185 Hartnell Ave, Redding, CA 96002, USA
+1 (530) 221-2000
www.mechanicsbank.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, CA, REDACTED FOR PRIVACY, United States

Company Name

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Contact Data

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

Feedback about Mechanics Bank - Redding Branch?

Here you get acquainted with the feedback of our clients.

Excellent bank, very helpful people.

Prof. Kaylie Ledner

They lost thousands of dollars of my money.

Karli Nicolas PhD

Pay Attention

Above there are details about a certain lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Redding, Connecticut

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is easy and quick to take out payday loans in Redding, Connecticut. The rates are accured on an individual basis: if a client repays as much loans as possible, she will be offered one of the most efficinet terms and rates.

APR

12$ small loan cap

How will Mechanics Bank - Redding Branch help issue a payday loan in Redding, Connecticut?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are issued around the clock. The deposit will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by banks before issuing a loan. But banks almost 100% deny the request when lenders in Redding, ct will estimate other aspects like solvency and approve a cash advance. This is a way to enhance your credit score.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will define the cost of the payday loan.

APR Calculator

Other Payday Lenders in Redding, California

Westamerica Bank

680-1050 Redwood Highway Frontage Rd, Mill Valley, CA 94941, USA

+1 (415) 389-4800

www.westamerica.com

Bank of America Financial Center

530 Lytton Ave, Palo Alto, CA 94301, USA

+1 (650) 566-8331

locators.bankofamerica.com

Cathay Bank

17860 Newhope St # 104, Fountain Valley, CA 92708, USA

+1 (714) 619-0268

www.cathaybank.com

Kinecta Federal Credit Union - Torrance Crossroads

24329 Crenshaw Blvd Suite F, Torrance, CA 90505, USA

+1 (800) 854-9846

www.kinecta.org

Davis & Amaral Mortgage Inc

1200 Suncast Ln Ste 3, El Dorado Hills, CA 95762, USA

+1 (916) 933-9343

www.davisandamaral.com

OneWest Bank

960 S Westlake Blvd #1&2, Westlake Village, CA 91361, USA

+1 (805) 496-4034

www.onewestbank.com

California Bank & Trust

5240 N Palm Ave Suite 100, Fresno, CA 93704, USA

+1 (559) 438-2651

calbanktrust.com

PLS Check Cashing Store

13022 Atlantic Ave, Compton, CA 90221, USA

+1 (310) 608-5400

pls247.com

Check Into Cash

14250 Palm Dr suite a-9, Desert Hot Springs, CA 92240, USA

+1 (760) 329-6351

local.checkintocash.com

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